I have worked in the insurance industry for a little while now have found people are not always clued up on insurance and the differences between policies. Insurance documents are rarely read properly and usually put away in a folder and left to gather dust as the year goes by.
What inspired me to start this blog was a colleague of mine when he pointed out to me that your insurance is only as good as the company that you pay your premium to.
This made me think about how much research goes into insurance when a person or company are buying policies and what kind of cover is actually available.
Do you now what I found?
Most people just compare and buy the cheapest options which can be full of exclusions and limitations because the proper research and understanding is not there.
The whole point of insurance is to protect yourself from a loss in case anything goes wrong. Why would you then pay for policy that is a few pounds cheaper but won't pay out when you claim.
This blog will help you to choose your insurance provider wisely, learn how you can lower premiums and read about the different types of personal and commercial policies and recommended extensions that are available.
Carry on reading to become Insurance Smart :)
An interesting read full of good advice!
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